Bank Indonesia Regulation Compliance

Expert-led compliance services combining AI technology with seasoned regulatory specialists to ensure your fintech and payment systems meet Bank Indonesia regulations.

BI Licensed Experts
Regulatory Specialists

Comprehensive BI Regulation Coverage

Expert guidance and AI-powered compliance solutions for payment systems and fintech

Payment Systems

Comprehensive compliance solutions for payment system operators and infrastructure providers.

  • PBI 22/23/PBI/2020 compliance
  • Payment gateway requirements
  • Settlement system standards
  • Risk management framework

E-Money Compliance

Expert guidance for e-money issuers and operators to meet BI regulations.

  • E-money licensing support
  • Security standards
  • Transaction monitoring
  • Customer protection

AML Compliance

Robust anti-money laundering compliance solutions for financial institutions.

  • KYC/AML framework
  • Transaction monitoring
  • Suspicious activity reporting
  • Staff training programs

Transfer Fund

Comprehensive compliance solutions for fund transfer service providers under PBI regulations.

  • PBI 23/8/PBI/2021 compliance
  • Transfer risk management
  • Settlement system standards
  • Real-time monitoring

Remittance Services

Expert guidance for remittance service providers to ensure full compliance with BI regulations.

  • Cross-border compliance
  • Reporting requirements
  • Risk assessment framework
  • Partner bank compliance

Payment Gateway

Complete compliance solution for payment gateway providers under Bank Indonesia regulations.

  • PBI 19/12/PBI/2017 compliance
  • Security standards
  • Merchant onboarding
  • Transaction processing

Transformation from Manual to AI-Powered Compliance

Leave behind the complexities of manual compliance and embrace proven AI-driven solutions

Manual Compliance Challenges

Multi-Regulation Complexity

Managing 6 different PJSP regulations with varying requirements becomes overwhelming when handled manually and separately.

Financial Sanction Risks

PJSP regulation violations risk hefty fines up to billions of rupiah and potential license revocation.

Inefficient Manual Monitoring

Manual compliance processes are time-consuming, error-prone, and lack real-time insights.

AI-Powered GRC Solutions

Integrated Multi-PJSP Platform

Single dashboard to manage all PJSP requirements with automated workflows and centralized control.

AI-Powered Risk Intelligence

Real-time risk analysis with actionable recommendations for proactive mitigation.

Automated Compliance Monitoring

24/7 automated monitoring with alert system for deadlines and regulatory changes.

AI-Powered BI Regulation Compliance Platform

Comprehensive compliance solutions powered by advanced artificial intelligence

Multi-PJSP Coverage

Complete coverage of 13+ PJSP regulations in one integrated platform for all types of financial institutions.

AI-Powered Intelligence

Sophisticated artificial intelligence for predictive risk analysis and automated compliance recommendations.

Real-time Monitoring

24/7 monitoring system with proactive alerts for all regulatory changes and compliance deadlines.

Multi-Entity Support

Scalable solution for Banks, BPR, Fintech with specialized modules tailored to their specific characteristics.

Smart Documentation

Auto-generate compliance documentation with comprehensive template library and version control.

Advanced Analytics

Executive dashboard with deep insights and trend analysis for strategic decision making.

Stay Compliant with Bank Indonesia Regulations

Let our AI-powered platform and expert team handle your regulatory compliance while you focus on growing your business.

Book a demo

Trusted by Many Businesses in Indonesia

Hear what they say about Bitlion

★★★★

"This platform has been instrumental in helping us achieve ISO 27001 certification. A process that usually takes months has become much more efficient."

Budi Santoso

CTO, PT Teknologi Maju

★★★★

"The AI features are incredibly helpful in automating compliance documentation. Our team can focus on strategic matters."

Dewi Kusuma

CISO, PT Fintech Sejahtera

★★★★

"The Bitlion team's support is highly responsive. They help us overcome every challenge in the certification process."

Rini Wijaya

IT Manager, PT Digital Nusantara

★★★★

"Dashboard analisis risiko sangat membantu kami dalam memantau dan mengelola keamanan informasi."

Ahmad Hidayat

Security Lead, PT Cyber Aman

★★★★

"Proses audit menjadi jauh lebih lancar dengan sistem dokumentasi otomatis dari Bitlion."

Siti Rahayu

Compliance Manager, PT Sistem Andal

★★★★

"Implementasi ISO 27001 yang tadinya terasa berat menjadi lebih terstruktur dan mudah dengan Bitlion."

Agus Purnomo

Director, PT Inovasi Tech

★★★★

"Fitur manajemen risiko dan kepatuhan terintegrasi sangat memudahkan pekerjaan tim kami."

Maya Putri

Risk Officer, PT Data Aman

★★★★

"Platform yang user-friendly dengan fitur lengkap untuk kebutuhan compliance perusahaan."

Hendra Wijaya

CEO, PT Solusi Tech

★★★★

"Bitlion membantu kami mencapai sertifikasi dalam waktu yang jauh lebih cepat dari perkiraan."

Rina Susanti

COO, PT Digital Maju

★★★★

"Dengan Bitlion, proses dokumentasi dan pemantauan kepatuhan menjadi lebih efisien."

Bambang Sutanto

CTO, PT Sistem Cerdas

★★★★

"Tim support Bitlion sangat membantu dalam setiap tahap implementasi ISO 27001."

Dian Pratiwi

IT Director, PT Maju Digital

★★★★

"Fitur analisis risiko otomatis sangat membantu dalam identifikasi dan mitigasi risiko."

Irwan Susanto

Risk Manager, PT Aman Data

★★★★

"Dashboard kepatuhan memberikan visibilitas yang jelas tentang status implementasi ISO 27001."

Anita Wijaya

Compliance Lead, PT Tech Solusi

★★★★

"Integrasi dengan sistem yang ada berjalan lancar dan tidak mengganggu operasional."

Surya Pratama

CIO, PT Nusantara Tech

★★★★

"Laporan audit yang dihasilkan sangat detail dan memenuhi semua persyaratan."

Yanti Kusuma

Audit Manager, PT Audit Pro

OUR PROCESS

Your Journey to BI Compliance

Our proven methodology combines AI technology with expert guidance for comprehensive regulatory compliance

01

Regulatory Assessment

Comprehensive evaluation of your current operations against BI regulations.

1-2 Weeks
  • Regulatory gap analysis
  • Risk assessment
  • Compliance roadmap
02

System Implementation

Setup of AI-powered compliance monitoring and reporting systems.

2-4 Weeks
  • Platform integration
  • Monitoring setup
  • Staff training
03

Expert Review

Thorough review by BI regulation specialists and compliance experts.

1-2 Weeks
  • Documentation review
  • Process validation
  • Compliance verification
04

Ongoing Support

Continuous monitoring and expert support for maintaining compliance.

Ongoing
  • 24/7 monitoring
  • Regular updates
  • Expert consultation

Your Compliance Partner

AI-powered platform backed by BI regulation experts

How We Help You Achieve BI Compliance Success

More than just a platform, we are your strategic partner in your PJSP compliance journey

AI-Driven Software

State-of-the-art AI platform that automates and streamlines your compliance processes

  • Automated risk assessment
  • Real-time monitoring dashboard
  • Smart document generation
  • Predictive compliance analytics

Expert Consultation

Seasoned PJSP compliance experts with 10+ years experience ready to guide you

  • Compliance strategy planning
  • Gap assessment & remediation
  • Regulatory update briefings
  • Best practice advisory

Training & Implementation

End-to-end implementation support and comprehensive training programs

  • Custom implementation planning
  • Staff training workshops
  • System integration support
  • Ongoing technical assistance

FAQs

Everything you need to know about Bank Indonesia regulation compliance with Bitlion AI

Implementation timelines vary based on your institution's size and complexity. Typically, our AI-powered platform can help achieve initial compliance within 3-6 months, significantly faster than traditional methods. We provide a detailed timeline during the initial assessment.

Our platform covers all major PBI regulations including PBI 22/23/PBI/2020 for payment systems, PBI 19/12/PBI/2017 for payment gateways, PBI 23/8/PBI/2021 for fund transfers, and all related PADG regulations. We continuously update our system as new regulations are released.

Our AI system monitors regulatory updates daily and automatically updates compliance requirements. When changes occur, you receive immediate notifications and specific guidance on required adjustments to maintain compliance.

We provide comprehensive audit support including preparation of all required documentation, mock audits, real-time compliance monitoring, and direct assistance during actual Bank Indonesia inspections. Our team of experts is available 24/7 during critical audit periods.

Yes, our platform automates the generation of required reports for Bank Indonesia, including LAPBUL (monthly reports), incident reports, and annual reports. The system ensures all reports follow the latest BI formatting requirements and submission schedules.

Our platform is designed to manage multiple PJSP licenses simultaneously, with integrated dashboards showing compliance status across all licenses. We automatically identify overlapping requirements to streamline your compliance efforts.

We provide continuous monitoring of your compliance status, transaction patterns, and risk indicators. Our system generates monthly compliance reports, alerts you to potential issues, and helps prepare periodic reports required by Bank Indonesia.

Our platform is built with bank-grade security and follows all Bank Indonesia data protection requirements. We maintain local data centers in Indonesia, implement end-to-end encryption, and comply with all relevant OJK and BI regulations regarding data security.

Transform Your Compliance Journey Today

Experience the power of AI-driven compliance automation and take your security posture to the next level.